ACH Origination Services

Reduce the time and expense your company spends issuing and depositing checks.  With First Minnetonka City Bank’s ACH (Automated Clearing House) Origination services you can save time and money by eliminating paper check processing.

Using our ACH credit origination service, you can make payments to various recipients.  Examples of this type of payment include payroll direct deposit, expense reimbursement payments and dividend payments.

Using our ACH debit origination service, you can deduct prearranged payments from your customer’s bank account.  Examples of this type of payment collection include homeowner association dues, insurance premiums, rent payments and charitable contributions.

First Minnetonka City Bank’s ACH Origination service offers the following advantages:

  • Easy to use templates
  • File Import capability
  • Less exposure to check fraud, no lost or stolen checks, reduces the need to place stop payments.
  • Reduces the costs of processing, storing and reconciling manual checks.

First Minnetonka City Bank’s ACH processing allows your company to take advantage of the speed, accuracy and efficiency of electronic payments. 

Contact your Business Banker today for more information.



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Bank Among Friends

The Fair Housing Act prohibits discrimination in housing because of:


Enforce the Fair Housing Act and other civil rights laws to ensure the right of equal housing opportunity and free and fair housing choice without discrimination based on race, color, religion, sex, national origin, disability or family composition.

Major Goals

1. Reduce discrimination in housing by doubling the Title VIII case load by the end of 2000 through aggressive enforcement of civil rights and fair housing laws;

2. Promote geographic mobility for low-income and minority households;

3. Integrate fair housing plans into HUD's Consolidated Plans;

4. Further fair housing in other relevant programs of the Federal government; and

5. Promote substantial equivalency among state, local and community organizations involved in providing housing.