Merchant Accounts

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Our Merchant Services

Just as you find convenience in using a credit card for your purchases, so do your customers. First Minnetonka's merchant services, backed by Elan, one of the nation's top 10 merchant bankcard processors, not only let you accept your customers' credit cards as payment for your products and services, they also offer you ways to increase the efficiencies of your credit card processing:

• Receive a competitive discount based on your annual sales volume, and the authorization and deposit method you choose
  
• Get billed only for the services you use, rather than paying a flat fee
  
• Your settlement of discounts is deducted from checking monthly, rather than on a daily basis

With Elan's more than 25 years of bankcard processing experience, you you have the option to authorize payments via voice or electronically, depending on your company's sales volume and needs.

Electronic Data Capture

• Offers the most cost-effective method of processing bankcard transactions for merchants with more than $50,000 in annual credit card sales
  
• Clears sales electronically, so there's no need to make phone calls or deposit paper drafts
  
• Ensures quick, complete authorization
  
• Reduces the frequency of chargebacks due to errors

Contact First Minnetonka City Bank today to take charge of your credit card processing!

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