First Minnetonka City Bank Checking & Savings Accounts

To meet the needs of all members of our community, First Minnetonka offers a variety of checking accounts, each providing unique services.

Call your personal bankers or come in today for more information or to open an account.

  Ultimate
Relationship
Checking
Ultimate Interest Checking Ultimate Free Checking Ultimate Gold Checking*
Minimum Balance to avoid monthly maintenance fee $10,000
or multiple accounts with
aggregate total of $10,000 to avoid $15 fee
$500
to avoid $5 fee
None Required
($1 to avoid account closure)
None Required
($1 to avoid account closure)
Other Fees** None $.20 per check
if balance falls below $500
None None
Interest Tiers  
Copies of Checks
Overdraft line of credit***
VISA® Debit Card
with CardValet
Annual discount on any size Safe Deposit Box****    
Online Banking
Online Bill Pay
Mobile Banking
Mobile Deposit
Mobile Bill Pay
eAlerts
eStatements
FREE Investment Consultation

* Ultimate Gold Checking available for customers age 60 and over

** May be subject to additional fees for Overdrafts (Overdraft Fee) or items returned for Non-sufficient Funds (NSF Returned Item Fee)

*** Subject to credit approval

**** Requires AutoDebit; sizes subject to availability

Contact a Personal Banker for a current rate sheet and additional terms and conditions. Interest rates are subject to change. A $25 minimum deposit is required to open all checking accounts. See Truth in Savings Disclosure for details.

Let your money work for you with a First Minnetonka City Bank Savings Account

When placed in a First Minnetonka saving account, your money will work for you. We offer you the following savings accounts to make savings simple and convenient.

  Money Market Savings Account Advantage Savings Account Thrift Savings Account Health Savings Account (HSA)*
Minimum Balance to Avoid Monthly Maintenance Fee $1,000
to avoid $10 fee
$200
to avoid $3 fee
$50
to avoid $2 fee
None
(flat $3 monthly maintenance fee)
Interest Tiers
Frequency for Compounding Interest Monthly Quarterly Quarterly Monthly
Limit 6 transfers per month
VISA® Debit Card
with CardValet
Online Banking
Mobile Banking
Mobile Deposit
eAlerts
eStatements

* Requires an eligible individual with a High Deductible Health Plan

A $50 minimum deposit is required to open Money Market, Advantage or Thrift Savings Accounts. Check out our great rates for current rates and additional terms and conditions. Interest rates are subject to change. See Truth in Savings Disclosure for details.