Personal Banking
Consumer Education
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9 Ways to Attend College for Free
If unemployment rates and budget cuts have you down, there are still options for students who need someone else to foot their college bills. Students can work their way through college, obtain a waiver or choose an in-demand field. Find out more about these and other ways to attend college without paying.
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- Are You Taking On Too Much Student Debt?
How much student loan debt should you take on? Here's how to calculate how much is too much.
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- FDIC's Electronic Deposit Insurance Estimator (EDIE)
EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts—what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records.
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- Credit Card Repayment Calculator
Access the Federal Reserve’s Credit Card Repayment Calculator. Based on the information you provide, the calculator will give you an estimate of how long it will take you to pay off your credit card balance.
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- FREE Credit Reports
Learn how you can obtain your credit report for FREE from a variety of websites.
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- Learn How to Save Automatically!
Saving is easy with online banking through First Minnetonka City Bank. You can save any amount you would like by establishing a recurring automatic transfer from your checking to your savings account.
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- Emergency Supply List from the U.S. Department of Homeland Security
Through its Ready Campaign, the U.S. Department of Homeland Security educates and empowers Americans to take some simple steps to prepare for and respond to potential emergencies, including natural disasters and terrorist attacks. Ready asks individuals to do three key things: get an emergency supply kit, make a family emergency plan, and be informed about the different types of emergencies that could occur and their appropriate responses.
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- Saving Money is Now as Easy as Pie. IRS Form 8888
Keep some of the pie for yourself: Finally, savings made simple! Tell your tax preparer you want to use Form 8888 to save a portion of your refund.
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- Fraud artists may use the names of the FDIC and other government agencies
The Federal Deposit Insurance Corporation (FDIC) is reminding us that fraudulent correspondence claiming to be from the FDIC continues to be mailed, faxed and e-mailed in the United States and other countries.
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- Remember to protect your personal information when shopping online.
Although the most common identity theft or account fraud comes from someone you know, online shoppers need to also be cautious about giving out personal information or leaving it where someone has access to it. By following some simple precautions, you can have a better online shopping experience and not place your personal information in jeopardy...
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- Avoid Getting Hooked by a Phishing Scam
According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, the upheaval in the financial marketplace may spur scam artists to phish for your personal information.
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- ICBA and First Minnetonka City Bank
Offer Tips for Travelers
Planning Ahead Can Help You Keep Your Money Safe
With the kick off of summer many Americans are planning to hit the road or the skies for their much-anticipated summer vacation. The Independent Community Bankers of America (ICBA) and First Minnetonka City Bank want consumers to have the information they need before they leave home so they can keep their money safe.
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