Looking for a Loan? Review our loan options

At First Minnetonka City Bank, we know it takes planning to achieve your goals. That’s why we offer you a variety of borrowing options to help you get the money you need for all the things you want. No matter which option you choose, you’ll find that First Minnetonka City Bank has fast approvals, competitive interest rates, and flexible terms.

Personal Line of Credit*

Different from credit cards and conventional loans, a variable-rate personal line of credit is an unsecured, revolving line of credit. It makes borrowing easy because it puts a ready reserve of cash at your fingertips. You may use your line of credit however you need, whenever you want – a little at a time, or in one large amount to cover a major purchase or expense. Your available credit will be reduced by the amount you spend. As you repay it, your available credit will increase again.

• Unsecured — no collateral required
• Use as much or as little of your line as you wish
• Interest is charged only on the amount of your line in use. As you repay your balance, the amount becomes available to use again.

Personal Loan*

A First Minnetonka City Bank fixed-rate personal loan is a good way to finance a specific purchase – for example, a car, boat, recreational vehicles or a home improvement project. In fact, you may use the funds from your personal loan for virtually anything, even to consolidate and pay off your high-interest credit cards.

• Secured or Unsecured
• Interest rate and monthly payment are fixed for the full term of the loan – great for budgeting

Contact us today to learn more.

*Subject to credit approval

Boat Loans*

Our simple financing options with affordable rates makes it easy to enjoy afternoons on the water. Whether you are looking to refinance your existing boat loan, or purchase a new boat from a private party or dealer, First Minnetonka City Bank has the right option for you.

Contact us today and lets get you and your family on the water this summer, boats are more affordable than you think with a First Minnetonka City Bank loan.

*Subject to credit approval

Auto Loans*

We make it easy for you to choose your auto loan options and payments ahead of time. From your first car to winter-ready vehicles, we are here to help make your vehicle dreams a reality. Whether you are looking to purchase a new car, buy out your lease or refinance your existing car loan, we’ve got you covered.

Contact us today to discuss your vehicle loan options.

*Subject to credit approval

Aviation Loans*

Our experienced lenders provide straight answers and fast decisions on flexible financing customized to your needs. First Minnetonka City Bank has a long history of aviation financing from new purchases to used or a big engine overhaul project. We have several options to choose from. With our competitive rates and personalized service, you’ll be flying in no time!

Contact us today to learn more about what finance options would best fit your needs.

*Subject to credit approval

Recreational Loans*

Enjoy the best of summer with a recreational loan from First Minnetonka City Bank. Whether you are hitting the trails in a new UTV, or exploring the country with a new RV or camper, First Minnetonka City Bank can make it happen! Our recreational loans can be used for a variety of summer toys:

• UTVs and ATVs
• RVs, campers, and motorhomes
• Motorcycles
• Dirt bikes
• Wheelhouse Fish Houses

Let’s get you and your family out enjoying the outdoors today!

Contact us today to learn more.

*Subject to credit approval