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Products: High Deductible Health Insurance

What qualifies as a High Deductible Health Insurance Plan?
For 2007, the federal government defines a high deductible health insurance plan as one with a minimum deductible of $1,100 for self-only coverage, and $2,200 for family coverage. The maximum out-of-pocket expenses for allowed costs must be no more than $5,500 for self-only coverage, and no more than $11,000 for family.

Annual contribution limits for 2007 are capped at either the high deductible plan deductible or $2,850 for individual or $5,650 for family - whichever amount is less. Additional catch-up contributions apply for participants age 55 and over by the end of their taxable year and have not enrolled in Medicare: $800.

Need help determining if a high deductible health insurance policy and Health Savings Account is right for you?

Obtain more information and a free quote for various insurance plans available through Tam Hubert in the First Minnetonka Investment Center at http://tamarahubert.mymedicalquotes.com or contact First Minnetonka City Bank for more information about Health Savings Accounts.

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Bank Among Friends
First Minnetonka City Bank
First Minnetonka Investment Center is a registered branch of LaSalle St. Securities, LLC.
Securities are offered through LaSalle St. Securities, LLC., Advisory Services offered through LaSalle St. Investment Advisors, LLC.
 LaSalle St. Investment Advisors, LLC is affiliated with LaSalle St. Securities, LLC.- a registered broker/dealer.
Tam Hubert, CFP® and Kristi Remus are registered representatives of LaSalle St. Securities, LLC.
940 N Industrial Dr., Elmhurst, IL 60126-1131. Member FINRA / SIPC. Not a deposit. Not FDIC insured.
Not insured by any Federal Government agency. Not guaranteed by the bank. May lose value.

The Fair Housing Act prohibits discrimination in housing because of:


Enforce the Fair Housing Act and other civil rights laws to ensure the right of equal housing opportunity and free and fair housing choice without discrimination based on race, color, religion, sex, national origin, disability or family composition.

Major Goals

1. Reduce discrimination in housing by doubling the Title VIII case load by the end of 2000 through aggressive enforcement of civil rights and fair housing laws;

2. Promote geographic mobility for low-income and minority households;

3. Integrate fair housing plans into HUD's Consolidated Plans;

4. Further fair housing in other relevant programs of the Federal government; and

5. Promote substantial equivalency among state, local and community organizations involved in providing housing.