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First Minnetonka City Bank's Great Rates
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Product Rates
When you invest your money in a First Minnetonka product, you'll earn the following rates of return. Contact First Minnetonka today for a complete listing of all our competitive rates, including those on our loan products.

Account Type Min Deposit To Open Account Min Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Relationship Checking* $25 $500 1.00 1.00
Ultimate w/Interest Checking $25 $500 .50 .50
Ultimate Gold Checking $25 $500 .50 .50
Thrift Savings $15 $15 .50 .50
Regular Savings $15 $15 .50 .50
Money Market Savings $15 $15 1.00 1.00
$10,000 to $24,999.99 1.25 1.26
$25,000 to $49,999.99 1.35 1.36
$50,000.00 or More 1.50 1.51

ABOVE RATES ARE EFFECTIVE AS OF 9/8/2008 AND ARE SUBJECT TO CHANGE DAILY
CERTIFICATE OF DEPOSIT***
Account Type Min Deposit To Open Account Min Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
91-DAYS $ 1000 $ 1000 2.25 2.27
182-DAYS $ 1000 $ 1000 2.35 2.36
12-MONTHS $ 1000 $ 1000 3.75 3.80
18-MONTHS $ 1000 $ 1000 3.75 3.80
24-MONTHS $ 1000 $ 1000 3.85 3.91
30-MONTHS $ 1000 $ 1000 3.85 3.91
36-MONTHS $ 1000 $ 1000 4.00 4.06
48-MONTHS $ 1000 $ 1000 4.10 4.16
INDIVIDUAL RETIREMENT CERTIFICATES***
Account Type Min Deposit To Open Account Min Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
12-MONTHS $ 1000 $ 1000 3.75 3.80
18-MONTHS $ 1000 $ 1000 3.75 3.80
24-MONTHS $ 1000 $ 1000 3.85 3.91
30-MONTHS $ 1000 $ 1000 3.85 3.91
36-MONTHS $ 1000 $ 1000 4.00 4.06
48-MONTHS $ 1000 $ 1000 4.10 4.16

CERTIFICATE RATES ARE EFFECTIVE THROUGH SEPTEMBER 8, 2008

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

All certificate accounts are automatically renewable. See disclosure for details.

THE ANNUAL PERCENTAGE YIELD ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY. A WITHDRAWAL WILL REDUCE EARNINGS.

*ASSUMES A MINIMUM AGGREGATE BALANCE OF $10,000 AMONG DEPOSIT AND LOAN ACCOUNTS.

**AVAILABLE TO CUSTOMERS AGE 60 OR OVER

***SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.

Please contact a First Minnetonka City Bank representative directly for the most current rate information.

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