Our Privacy Policy

FACTS WHAT DOES FIRST MINNETONKA CITY BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Income
  • Assets
  • Account Balances
  • Account Transaction  History
  • Credit History

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share your personal information to run their everyday business. In the section below we list the reasons financial companies can share their personal information; the reasons First Minnetonka City Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal
information
Does First Minnetonka City Bank share? Can you limit this sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes–
to offer our products and services to you
YES NO
For joint marketing with other financial companies NO We don’t share
For our affiliates’ everyday business purposes–
information about your transactions and experiences
NO We don’t share
For our affiliates’ everyday business purposes — information about your creditworthiness NO We don’t share
For non-affiliates to market to you NO We don’t share

Questions? Call  (952)935-8663 or go to www.fmcbank.com

Who are we?
Who is providing this notice? First Minnetonka City Bank

What do we do?

How does First Minnetonka City Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Minnetonka City Bank
collect my personal information?

We collect your personal information, for example, when you

  • Open an account 
  • Apply for a loan 
  • Make deposits or withdrawals from your account
  • Use your debit card 
  • Seek advice about your investments

We also collect your personal information from others, such as credit bureaus, and other companies.

Why can’t I limit all sharing?

Federal  law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

First Minnetonka City Bank has no affiliates
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

First Minnetonka City Bank does not share with non-affiliates so they can market to you

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

First Minnetonka City Bank does not have any joint marketing agreements that involve sharing customer information.

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Bank Among Friends
Disclaimer
No
Yes

The Fair Housing Act prohibits discrimination in housing because of:

Mission

Enforce the Fair Housing Act and other civil rights laws to ensure the right of equal housing opportunity and free and fair housing choice without discrimination based on race, color, religion, sex, national origin, disability or family composition.

Major Goals

1. Reduce discrimination in housing by doubling the Title VIII case load by the end of 2000 through aggressive enforcement of civil rights and fair housing laws;

2. Promote geographic mobility for low-income and minority households;

3. Integrate fair housing plans into HUD's Consolidated Plans;

4. Further fair housing in other relevant programs of the Federal government; and

5. Promote substantial equivalency among state, local and community organizations involved in providing housing.