First Minnetonka City Bank

Report Debit Card Fraud 24 Hours a Day: (800) 472-3272

Contact Us (952) 935-8663

Mobile App Code: GoMobile0896

Toll Free (888) 935-8191


Savings Accounts | Let your money work for you with a First Minnetonka City Bank Savings Account

When placed in a First Minnetonka saving account, your money will work for you. We offer you the following savings accounts to make savings simple and convenient.

  Money Market Savings Account Advantage Savings Account Thrift Savings Account Health Savings Account (HSA)*
Minimum Balance to Avoid Monthly Maintenance Fee $1,000 to avoid $10 fee $200 to avoid $3 fee $50 to avoid $2 fee None (flat $3 monthly maintenance fee)
Interest Tiers
Frequency for Compounding Interest Monthly Quarterly Quarterly Monthly
Limit 6 transfers per month
VISA® Debit Card
with CardValet
Online Banking
Mobile Banking


* Requires an eligible individual with a High Deductible Health Plan.

A $50 minimum deposit is required to open Money Market, Advantage or Thrift Savings Accounts. Check out our great rates for current rates and additional terms and conditions. Interest rates are subject to change. See Truth in Savings Disclosure for details.

Health Savings Accounts (HSA)

Now you don't have to be sick to realize benefits on the money you pay for health insurance coverage. An HSA allows those covered by a high deductible health insurance plan to pay for qualified medical expenses with tax free dollars. Contributions to an HSA are fully deductible, the earnings grow tax deferred, and distributions to pay or reimburse qualified medical expenses are tax free. Each year, the money you save on lower health insurance premiums can be deposited into this tax-favored savings account and the funds you accumulate rollover from year to year.

The IRS publication 969, Health Savings Accounts and Other Tax-Favored Health Plans, found on the IRS web site can provide detailed information about HSAs.

A $25 minimum deposit is required to open a Health Savings Account. Check our great rates for current rates and additional terms and conditions. Interest rates are subject to change. See Truth in Savings Disclosure for details.

Certificates of Deposit (CDs)

Save money the safe way or earn extra on the money you're saving for a purchase by investing in a CD. First Minnetonka's CDs earn fixed interest rates. Most CDs require a $1,000 minimum investment.

Check our great rates for current rates and additional terms and conditions. Interest rates are subject to change.


Learn More | Contact Our Business Banking Specialists

Glen Lake: (952) 935-8663

14550 Excelsior Blvd.
Minnetonka, MN 55345
Hours & Directions

Country Village: (952) 935-5995

11500 Highway 7
Minnetonka, MN 55305
Hours & Directions


Report unauthorized activity

To report unauthorized activity or a lost or stolen Visa Debit Card, call (952) 935-5995 or (952) 935-8663 during our business hours. After hours, call (800) 472-3272.

Consumer Education


These tips are available so you can learn more about ways to save money, send your children to college, save for retirement, and more.

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Security Tips

Security Tips

Our security tips provide valuable resources to protect your personal identity, your banking account and more.

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(952) 935-8663

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Enforce the Fair Housing Act and other civil rights laws to ensure the right of equal housing opportunity and free and fair housing choice without discrimination based on race, color, religion, sex, national origin, disability or family composition.

Major Goals

1. Reduce discrimination in housing by doubling the Title VIII case load by the end of 2000 through aggressive enforcement of civil rights and fair housing laws;

2. Promote geographic mobility for low-income and minority households;

3. Integrate fair housing plans into HUD's Consolidated Plans;

4. Further fair housing in other relevant programs of the Federal government; and

5. Promote substantial equivalency among state, local and community organizations involved in providing housing.